Insurance Coverage Disputes

Disputes between insurers and those claiming coverage under their policies are commonplace. They can range from disputes over coverage under an auto policy to disputes pertaining to whether homeowners’ insurance offers coverage for flood losses. The latter claims arose abundantly after Hurricane Katrina and many other storms, and each of the claims offered unique challenges in determining the scope and application of policy language.

Our firm was on the forefront of these issues after Hurricane Katrina, and we have used the experience we gained in those cases to enable our clients to prevail in many such disputes. The issues in this area are not only plentiful, but also require great attention to detail – one word in an insurance policy can hold the key to victory or defeat. Also, knowledge of Louisiana’s insurance requirements is critical to providing a competent defense in these cases. Of note are Louisiana’s rules on proper claims adjustment, which provide for strict penalties if an insured’s claim for coverage is not handled properly.

We are confident in stating that our firm has shown the ability time in and time out to analyze these difficult issues and craft the necessary arguments to achieve success. We also hold the critical knowledge of the applicable rules and regulations that can avoid the most common pitfalls associated with these sorts of cases. Clients can feel confident that hiring our firm to represent them in an insurance coverage dispute will bring an educated and diligent defense team to the case.

Our services include:

  • Insurance coverage litigation
  • Declaratory judgment litigation
  • Insurance coverage counseling and advice
  • Bad Faith Claims
  • Extra-Contractual Liability
  • Comprehensive General Liability
  • Excess Insurer Liability
  • Umbrella Insurer Liability
  • Protection & Indemnity Insurance
  • Director & Officer Liability Insurance
  • Employment Practices Liability Insurance
  • Personal Injury Insurance
  • Automobile Liability Insurance
  • Homeowner’s Insurance
  • Property Insurance
  • Owner/Tenant/Landlord Insurance
  • Re-Insurance
  • Direct Action Liability
  • Errors & Omissions Insurance
  • Claims Handling Practices and Procedures
  • Professional Liability Insurance
  • Construction Defect Insurance
  • Products Liability/Completed Operations Insurance
  • Uninsured/Underinsured Motorist Liability